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Posted: Sunday, May 21, 2017 3:43 PM


Find the most affordable Ohio auto insurance prices in Franklin County and the surrounding Columbus area.

Get the best offers by quickly comparing the best prices. We provide the lowest rates in Ohio from top-rated companies. We couldn't bring you a 2016 OSU Buckeye National Championship in football, but we can save you money on your Ohio insurance! Whether you have a perfect driving record or a few blemishes, we can help. Franklin County prices are very low, along with surrounding Madison, Union, Licking, and Delaware Counties. Additional counties are listed below. Small-business owners can also compare Group options that permit employees to payroll-deduct their premiums. Since policies are subject to more liberal underwriting, rates are often very attractive.

With more than 37 years of experience helping consumers find the best car insurance prices in Ohio, we're the Buckeye state's premier trusted authority regarding your vehicle coverage. And we're local...just located down the road. Both high-risk and preferred options are available and all companies must be approved by the Ohio DOI. The DOI protects residents of the state by monitoring carriers conducting business in the state. We make it easy to quickly compare multiple plans, pick the most cost-effective policy, and apply online in minutes. If you are moving from or to Cincinnati, Cleveland, Dayton, Akron, Toledo, or any other Ohio city, we can still help. New drivers can apply for several discounts that will help lower premiums.

Instantly view the companies with the lowest rates and get your personalized free online quotes. Simply click on our secure link below, provide your zip code, and click on an insurer for your quote. There is no cost or obligation.

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Ohio insurance requirements can be viewed online at the BMV site. Financial Responsibility Law, proof of coverage documentation, noncompliance suspension, and reinstatement fees are some of the topics that are routinely covered. Any new carrier that wishes to conduct business in the state will have to be investigated and approved. Typically, they would offer coverage throughout the state, and not just Franklin County. Many insurers offer more competitive prices in other parts of the state. Thus, although they are reputable companies, it may not be cost-effective to use them in this area.

We specialize in monitoring and comparing the best car insurance rates in Franklin County and the surrounding area. If you need to reinstate a license or secure an SR-22 Bond, we can help. Have an older car that needs "stated value" coverage? We'll find the right plan for you. If you have teenage drivers and the rate keeps increasing, we'll do the shopping so you can pay less. Substantial price reductions are offered to students with good grades (typically a "B" or "80" average). Students who attend school more than 100 miles from home may also be eligible for premium reductions.

All policies meet the state minimum liability limits which are $25,000 per person, $50,000 per accident and $25,000 of property damage. Until a few years ago, these mandatory limits were much lower. For newer financed vehicles, collision and comprehensive coverage is required, although there are many deductible options. Common deductibles are between $250 and $1,000. Leased vehicles often require higher liability amounts, such as $100,000 per person and $300,000 per occurrence.

Ride-sharing is also becoming popular in many Ohio cities. If you utilize Uber or other similar companies, verify that your liability coverage is provided, especially if you do not own an automobile. The Buckeye state minimum limits still apply. Ride-sharing companies are required to provide liability coverage. Of course, our online quotes are free or you can visit locations at W. Broad Street, E. Gay Street, W. Goodale Boulevard, Oak Street, Chatham Lane, Northwest Boulevard, Cleveland Avenue, and Old Henderson Rd. We also provide the lowest car insurance rates in other Central Ohio cities such as Bexley, Grove City, Delaware, Upper Arlington, Hilliard, Worthington, Westerville, Dublin, and Pataskala.

The City of Columbus has many cultural and athletic attractions, along with some of the best places to eat in the Midwest. And yes...The auto insurance rates are pretty good too! We always encourage visitors to stay long and enjoy all of the activities provided by a great Midwestern city. Some of the zip codes in the Franklin County area that feature low car insurance prices include 43229, 43224, 43220, 43219, 43215, 43211, 43227, 43222, 43218, 43214, 43210, 43226, 43221, 43206, and 43085. In addition to Franklin County, area counties that also have low prices are Licking, Morrow, Madison, Pickaway, Fairfield, Delaware, Union, and Logan.

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• Location: Columbus

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